Financial Resources

We keep your financial health in mind - as part of our ongoing customer support, we offer helpful information on everyday financial topics like budgeting, credit, savings, and more.

At Lendmark Financial Services we keep your financial health in mind

Looking for
something specific?

SORT BY:
FILTERS:
Image

Can You Have Multiple Personal Loans at One Time?

1 min read 1/2/2024
Image

What Happens if You Miss a Loan Payment

1 min read 1/2/2024
Image

Budgeting at Different Life Stages

1 min read 8/11/2023
Image

How to Get a Loan

1 min read 8/11/2023
Image

Summer Fun – 6 ways to maximize your summer savings

1 min read 7/5/2023
Image

Creating an Effective Budget: Tips and Tricks

1 min read 7/5/2023
Image

Ways to Protect Yourself Against Fraud

1 min read 7/5/2023
Image

Online Fraud: Phishing

1 min read 7/5/2023
Pay Off Your Auto Loan Early from Lendmark Financial

Pay Off Your Auto Loan Early

2 min read 5/12/2023
Find a Branch Contact Us

Help & Resources

FAQs Payment Options Financial Resources Quick Pay Retail Merchant Finance Login

Company

About Us Accessibility Statement Customer Service Careers Lendmark Mobile App

Legal & Privacy

CCPA/CPRA Privacy Policy CCPA/CPRA Notice at Collection GLBA Privacy Notice Credit Dispute Info Loan Terms Disclosures

​

Disclosures Online Privacy Policy Report Fraud Texting Terms of Use Website Terms of Use

©2025 Lendmark Financial Services, LLC. All Rights Reserved.

For CA Branches Only: Loans made or arranged pursuant to a California Financing law license. Licensed by the Virginia State Corporation Commission, License Number CFI-104. NMLS ID #167907.

Lendmark Financial Services is licensed in AL, AZ, CA, CO, FL, GA, ID, KY, LA, MD, MO, MS, NC, OH, PA, SC, TN, TX, VA, WA, WI, and WV.

APRs will not exceed 36.00%. APRs vary by state law, loan amount, and your credit profile. Repayment terms range from a minimum of 12 months to a maximum of 72 months. Your credit history, income, debt obligations, collateral (if applicable), and prior loan experience are considered when determining eligibility and loan terms. There are no prepayment penalties.

Representative Example:
For a $4,500 loan with a 42-month term at a 29.00% interest rate, the APR is 33.10% (including permitted loan origination fees). You would make 42 monthly payments of $172.

Texas Example:
For a $4,500 loan at 30.26% APR with a finance charge of $2,848.00, you would make 42 monthly payments of $174.96, for a total payment of $7,348.00. The amount financed may not be the net proceeds paid to you if charges other than interest are included in the loan.

Fees: Origination or other allowable fees may apply based on state law and program guidelines.

Important: Missing payments may result in additional fees and negative credit reporting.

All loans are subject to credit approval, income verification, and underwriting standards, which include assessing your ability to repay the offered monthly payment. Loan amounts, rates, terms, and fees may vary by state and can change without notice. Collateral requirements may apply. Active-duty military, their spouse, or dependents covered by the Military Lending Act may not pledge any vehicle as collateral. This offer may not be valid if you opened a loan in the past 60 days. Your credit report will be accessed before opening a new loan account.

Loans are also available through Lendmark Financial Services of West Virginia, Inc. For CA Branches Only: Loans made or arranged pursuant to a California Financing Law license. Licensed by the Virginia State Corporation Commission License Number CFI-104. NMLS ID #167907.